Seems there are almost as many theories about how to change the tax laws as there are citizens to whom the laws apply. Here’s one simple idea – a modest proposal that would help Americans at all income levels pay a bit less, while also providing some benefit to the unemployed.Give the nation’s nonpaid volunteers a tax credit for their [Read More]

Ever been stuck in holiday traffic fighting to be stuck in a holiday cashier’s line so you can purchase low-price presents on your high-balance Visa listening to high-volume holiday music and think, “Why am I doing this to myself?! I don’t even really LIKE Christmas. It’s just a scheme to get me to gain more weight AND gain more debt.”When [Read More]

“Patriotism is easy to understand in America. It means looking out for yourself by looking out for your country.” Calvin Coolidge, May 30, 1923 Memorial Day Speech, Northampton, MA.The words to the old Christmas carol “Silent night” take on a new meaning this year as I travel to the Great Smoky Mountain foothills to bid a final goodbye to my [Read More]