Phil Kerpen

Uncapping FDIC insurance is a bipartisan bad idea
It isn't often that two senators as far apart ideologically as Republican Bill Hagerty of Tennessee and Democrat Angela Alsobrooks of Maryland get together on a piece of legislation. The bill they wrote together – the Main Street Depositor Protect..
A $9 billion health care gorilla
The health insurance industry always seems to win in Washington health care debates. The most famous example was Obamacare, which transformed from a liberal crusade against insurance companies into a law guaranteeing them new profits, mandating Amer..
To save Medicare Advantage we must reform it
Medicare Advantage, once a highly innovative and successful health care option providing unique benefit designs for older Americans, is becoming increasingly costly and unstable - and will now be under the microscope in a criminal investigation of o..
Intellectual property is America’s bedrock
Elon Musk is probably the second-most powerful man in the world these days, so when he responded to Twitter co-founder Jack Dorsey's "delete all IP law" post with "I agree," we need to take this radical proposal seriously. Musk and Dorsey want their..
Big, beautiful bill should rein in regulation
The single most important pro-growth policy change in the "Big, Beautiful Bill" may not be in the tax title House Ways and Means has been working on, but in the work of the House Judiciary Committee, which has included a version of the REINS Act in ..
Bernie Sanders and AOC’s trap to destroy consumer credit
Bernie Sanders and Alexandria Ocasio-Cortez are at it again, hawking their "Loan Shark Prevention Act" with a shiny new 10% APR cap. Worse, they each have a Republican joined up - Josh Hawley of Missouri in the Senate and Anna Paulina Luna of Florid..
Cancel the tax hike immediately and permanently
The clock is ticking. If Congress fails to act, the average American household will see their tax bill jump by over $3,000 at the end of this year. The economic imperative is also a political imperative for Republicans, who campaigned on keeping tax..
Good Riddance to the Consumer Financial Protection Bureau
The housing crisis and subsequent financial crisis in 2008 was caused in large part by politicizing loan eligibility criteria, advancing social justice objectives over sound economics. Unfortunately, the Dodd-Frank law added even more politicization..
Stop the Biden-Harris raid on Medicare
Vice President Kamala Harris is touting the Inflation Reduction Act, for which she cast the tiebreaking vote, as a signature achievement of the Biden-Harris Administration. Her proof point: through the legislation's government-enforced "negotiations..
Biden wrong to oppose Nippon Steel Deal
The state visit by Japan's Prime Minister Fumio Kishida isn't just about tea and photo ops. It's a wake-up call for the Biden administration to get serious about bilateral economic relations with one of our closest allies and to stop threatening to ..
Farm bill must strengthen work requirements for food stamps
The biggest disappointment of the Kevin McCarthy speakership was on work requirements for welfare. The Limit, Save, Grow Act – the opening House volley in the debt ceiling fight – was strong on work requirements, but the final debt ceiling deal ..
FCC chair’s bad Wi-Fi not a reason to regulate the internet
For two years, starting in 2015, the FCC regulated internet service providers as public utilities in the name of net neutrality. When the Trump FCC under Chairman Ajit Pai proposed to repeal those Obama-era regulations, the media and other Democrats..

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About Phil Kerpen
Phil Kerpen is president of American Commitment, a columnist on Fox News Opinion, chairman of the Internet Freedom Coalition, and author of the 2011 book Democracy Denied. American Commitment is dedicated to restoring and protecting America’s core commitment to free markets, economic growth, Constitutionally-limited government, property rights, and individual freedom. Washingtonian magazine named Mr. Kerpen to their "Guest List" in 2008 and The Hill newspaper named Mr. Kerpen a "Top Grassroots Lobbyist" in 2011. Mr. Kerpen's op-eds have run in newspapers across the country and he is a frequent radio and television commentator on economic growth issues. Prior to joining American Commitment, Mr. Kerpen served as vice president for policy at Americans for Prosperity. Mr. Kerpen has also previously worked as an analyst and researcher for the Free Enterprise Fund, the Club for Growth, and the Cato Institute. A native of Brooklyn, N.Y., Mr. Kerpen currently resides in Washington, D.C. with his wife Joanna and their daughter Lilly.
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