Ray Haynes

Consumers who need access to credit during coronavirus crisis and other emergencies faced a very close call this week when some in Congress tried to sneak a provision into the COVID-19 economic rescue package that would have limited options for cons..

President Bush had the best of intentions when he signed the Military Lending Act (MLA) into law in 2006, capping the fees that banks and other businesses can charge when lending to service members and their spouses. After all, who wants those who h..

Every good politician or political consultant, when they go to the media, goes with a set of "talking points" to put the best spin on a story coherently. The talking points for Republicans following this last election have been "Trump is in good shap..